Start Anew: What to Consider Before Moving to Miami!

The Miami housing market is full of thrilling homes for all! (Photo by Canva)

Making the move to a major city like Miami is an exciting new adventure. Before you load up your boxes and get in the moving truck, make sure you spend a little extra time preparing for your move to Miami. If you’re not sure where to start, here are a few items you might want to consider.

Where in Miami Will You Move to?

Figuring out the perfect area of Miami to settle in will take a little bit of research. Begin by visiting the city and exploring all the surrounding areas to determine which location feels most like home for you. Try taking a professional tour of the city to learn about each individual neighborhood. 

Shop at small businesses and eat at local restaurants to explore the energy of the city. While you’re there, talk to the locals about what area would be best for you. Those that already live in Miami are going to be the experts. While exploring, take note of stores and amenities available in the surrounding neighborhoods to determine which location best fits your needs.

From Wynwood to Coconut Grove, Coral Way, and others – so many neighborhoods to choose from. (Photo by Canva) 

How to Buy a Home in Miami? 

Once you’ve decided on your new dream neighborhood, it’s time to start the home-buying process. Buying a home in Miami has a lot of benefits, as there’s a strong market. You’ll want to find a realtor to help you find the perfect Miami home for you. If this is your first time buying a home, do your research on the process. If you’re moving from a different state, the closing process can be different from what you’re used to.  

Next, you’ll want to establish a budget to work with. Having a realistic budget will help you and your realtor, and keep you from falling in love with a home you cannot afford. In this budget, you should account for the down payment, closing costs, and what your ideal monthly mortgage payment. You might consider a 15-year mortgage with higher monthly payments, but you’ll pay off the debt faster and likely pay less interest overall. On the other hand, a 30-year mortgage will have lower monthly payments, which might be more realistic for your financial situation. The interest cost will be higher overall, but you can still pay off the loan early with no prepayment penalty. Before speaking to a lender, make sure you know what works for you to ensure your needs are met. 

Miami is home to a vibrant community of transplants from all over the world. (Photo by Canva) 

How to Adjust to Florida Life?

Moving into your new Miami home can come with a lot of adjustments. You will likely experience a multitude of changes, including a new climate, home maintenance, and emergency preparedness processes. Hurricane season hits Florida very hard, something you might not be used to if you’re from a different region. Right after moving in, do your research on how to prepare for hurricane season as it can literally save your life. You might consider mapping out local shelters and creating an escape plan should a destructive storm hit. Florida has many animals living in its warm climates, so make sure to learn about regional animals and pests that could enter your home. 

Finally, you’ll want to adjust to your new lifestyle! Read up on city guides to get acclimated to the city quickly. If you have a pool, read up on maintenance, so you can enjoy it year-round. Take every chance you can to get involved in your new, vibrant community. 

Unique homes are plentiful in Miami, coming in all shapes, colors, and sizes. (Photo by Canva)

And of course…

Congratulations on making the decision to move to one of the most lively and culturally rich cities in America! As you embark on your moving journey, take it slow and learn as much as you can before diving into Miami life. Before moving permanently to your new home, come explore everything Miami has to offer in a guided best-of tour! Explore all of Miami’s most incredible neighborhoods, from Little Havana to Downtown Miami! The Sunshine state is waiting for you!